Rambling 
To dream of rambling indicates that you lack direction in your life.
To dream that you are rambling with words suggests that you are confused about your feelings.
Offspring
To dream of your offspring stands for exuberance and happy moments.
Interest Rates
Lowering interest rates in a dream symbolize a reduced interest in an activity in your life. An object of your attention may have recently disappointed you and your attention has gone elsewhere.