Lending 
To dream that you are lending money signifies your responsibilities to those around you. Alternatively, it highlights the importance of your support system.
To dream that others lend you things indicates that you need to determine how to allocate your resources in order to optimize their use. Lending is also an early symptom of dependency.
Loan 
To dream that you need a loan represents your concerns about money and everything related to your finances. Another possible interpretation is that you are so self-reliant that the dream is urging you to open yourself up and accept love, help, and support from family and friends.
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